Turn off water at the main shutoff IMMEDIATELY. Then call (561) 316-7450.
Main shutoff location: at the water meter (near the street in a green/black box) OR at the pressure regulator where the main enters the house. Use a meter key or wrench — clockwise to close. A ¼-inch burst pipe releases 250 gallons per hour — every minute counts.
FL homeowners insurance typically covers sudden and accidental pipe burst damage — but NOT gradual leaks or freeze damage from lack of insulation or heating. Document everything before any cleanup: photos and video of all damage. Call your insurer within 24 hours of discovering damage. Keep all repair receipts.
⚠️ FL AOB Warning (2023): FL's Assignment of Benefits law (FS 627.7152) changed in 2023 — contractors can no longer have you sign over your insurance claim. Any contractor requesting an AOB form should be treated as a serious red flag.
Licensed FL plumber available 24/7. We'll call you within 2 hours.
Florida homeowners are often caught off guard by frozen pipes because FL homes are not built for cold weather. Insulation is minimal or absent on pipes, homes lack crawlspace heating, and many pipe runs are in uninsulated exterior walls or attics. When FL temperatures drop below 28°F for 4+ hours — which happens 2–3 times per decade — uninsulated FL pipes are highly vulnerable.
The February 2022 FL cold event caused an estimated $1.5 billion in freeze-related water damage across the state.
⚠️ Climate change is NOT eliminating FL cold snaps — the 2022 event was one of the worst in 30 years. FL homeowners should prepare even if they have never experienced a freeze.
Mobile/manufactured homes have 3–5× higher burst rates during FL freezes vs. site-built homes. Risk factors include exposed belly wrap with no insulation, no crawlspace heating, polybutylene pipe (more brittle when frozen), and thin vinyl skirting that does not stop cold air from circulating under the home.
If you're in a FL mobile home, freeze prep is especially critical — see the checklist in Tab 3 for specific steps.
Identify your freeze risk before the next cold snap. FL licensed plumber.
The water meter shutoff requires a meter key (also called a curb key) — a T-shaped tool. Most FL meters are buried in the ground near the street in a green or black plastic box. Without this key, you cannot shut off your water at the street.
Cost: $8–15 at any hardware store (Home Depot, Lowe's, Ace). Buy one now and test your shutoff before you need it under stress.
During a major FL freeze event, emergency plumbers are booked out for days. Being able to shut off your own water buys you critical time and prevents tens of thousands of dollars of additional water damage.
Burst pipe emergency? We dispatch immediately. Licensed & insured in FL.
Built for Florida homes - accounting for Florida's climate, water conditions, and county permitting.
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On this page, Florida pipe burst freeze estimates run about $800-$2,500, depending on home size, materials, and project scope. Use the calculator above for a Florida-specific estimate.
Pricing depends on the size and layout of your home, the materials and fixtures you choose, your Florida region and local labor rates, and permit fees. Work that is more complex or harder to access generally costs more.
In Florida, minor maintenance may be DIY, but anything beyond that generally calls for a licensed plumber, and many jobs require a permit and inspection. When a permit, or your main water or drain lines are involved, hire a Florida-licensed plumber.
It depends on the cause and your specific policy. Sudden, accidental damage is more often covered than gradual wear-and-tear or maintenance - confirm the details with your insurer.
Timelines depend on scope - many routine jobs take a few hours to a day, while larger projects run longer. Your licensed plumber can confirm after assessing your home.
Planning estimate, not a quote — confirm with a licensed Florida plumber. Confidence is qualitative: ranges reflect this page’s Florida assumptions, not a guaranteed price.
Estimates on this page are Florida-specific and reflect Pipe Burst Freeze for typical Florida homes.
From this page: On this page, Florida pipe burst freeze estimates run about $800-$2,500, depending on home size, materials, and project scope. Use the calculator above for a Florida-specific estimate.
Your actual cost depends on your home's condition, layout, and local labor and permit rates.
From this page: Pricing depends on the size and layout of your home, the materials and fixtures you choose, your Florida region and local labor rates, and permit fees. Work that is more complex or harder to access generally costs more.
Generally raises cost: harder access, older homes, added permits and inspections, premium fixtures or materials, and emergency or after-hours work.
Generally lowers cost: easy access, bundling several items in one visit, standard fixtures, and off-peak scheduling.
Curated Florida tools and resources related to this page.
Last reviewed: July 1, 2026 (US Eastern)
Reviewed by the FL Plumbing Tools editorial team.
Sources: Florida plumbing cost research and Florida Building Code / local authority-having-jurisdiction (AHJ) permit references.
Florida reference: Estimates and guidance reflect Florida labor rates, permitting, hard water, humidity, and coastal conditions.
Updates: Reviewed periodically and updated as Florida codes, permit fees, and market rates change.