Calculate peak GPM demand, BTU input, and temperature rise using Florida's 60β76Β°F groundwater temperatures. Size gas or electric tankless units correctly for FL's unique conditions
FL GROUNDWATER 60β76Β°FEnter the quantity of each hot-water fixture. Peak demand = simultaneous use (e.g., 2 showers + dishwasher running at once).
Low (1β3 GPM): 1 shower + kitchen faucet. Studio, condo, or 1BR apartment.
Moderate (3β5 GPM): 2 showers + dishwasher. Standard FL 3BR/2BA home β most common sizing range.
High (5β8 GPM): 2+ showers + tub fill + dishwasher. Larger home, master bath with rainfall head.
Very High (>8 GPM): Multiple showers + heavy commercial use. Two units or a commercial-grade system.
FL tip: Clothes washers rarely run on hot in Florida's warm climate β most FL residents use cold wash year-round. Don't oversize for the washer unless it's specifically used for hot cycles.
Why FL is ideal for tankless: Florida's warm groundwater (60β76Β°F year-round) means far less temperature rise than cold-climate states (40β50Β°F groundwater). A unit rated for 5 GPM in Minnesota may handle 8+ GPM in South FL at the same BTU input.
No seasonal penalty: Unlike northern states where groundwater drops to 40Β°F in winter and forces oversizing, FL groundwater stays nearly constant year-round. The unit you size for summer is the unit you need in January.
| FL Region | Groundwater | ΞT to 110Β°F | vs. Northern ΞT |
|---|---|---|---|
| South FL | 76Β°F | 34Β°F | 48% less BTU |
| SW FL | 75Β°F | 35Β°F | 46% less BTU |
| Central FL | 72Β°F | 38Β°F | 40% less BTU |
| Space Coast | 70Β°F | 40Β°F | 36% less BTU |
| NE Florida | 67Β°F | 43Β°F | 31% less BTU |
| N Central FL | 63Β°F | 47Β°F | 24% less BTU |
| Panhandle | 60Β°F | 50Β°F | 20% less BTU |
| Northern US | 40Β°F | 70Β°F | Baseline |
Why tankless units are vulnerable: The heat exchanger in a tankless unit has narrow channels (some under 1/16" wide) that concentrate mineral deposits. Unlike a tank water heater where scale sinks to the bottom, in tankless units it coats the heat exchanger directly β the highest-heat area. At 15+ GPG, visible scale can build within 6β12 months.
Scale protection options (FL-specific):
β’ Annual descaling flush (minimum): $125β$250/year service call. White vinegar or citric acid flush circulated through the heat exchanger. Required in most FL counties to maintain warranty.
β’ Polyphosphate scale inhibitor filter: $75β$200 installed, $40β$80 cartridge every 6 months. Low cost, reduces (doesn't eliminate) scale. Good for moderate hardness (<14 GPG).
β’ Electronic/magnetic scale inhibitor: $200β$500 installed. No salt, no waste water. Effective for hardness under 16 GPG. Reduces crystal size but doesn't eliminate minerals.
β’ Water softener (best protection): $800β$2,500 installed. Eliminates scale entirely via ion exchange. Required by Navien, Noritz, and some Rinnai models to maintain warranty in FL. See our Water Softener Sizing tool for FL-specific sizing.
| FL County | Hardness | Scale Risk | Recommendation |
|---|---|---|---|
| Collier | 22 GPG | Extreme | Softener required |
| Lee | 20 GPG | Extreme | Softener required |
| Miami-Dade | 19 GPG | Very High | Softener required |
| Broward | 17 GPG | Very High | Softener required |
| Palm Beach | 15 GPG | High | Softener recommended |
| Sarasota | 14 GPG | High | Softener recommended |
| Hillsborough | 13 GPG | High | Scale inhibitor minimum |
| Orange / Orlando | 8 GPG | Moderate | Annual descale |
| Brevard | 10 GPG | Moderate | Scale inhibitor or descale |
| Duval | 6 GPG | Low | Annual descale only |
| Factor | Gas Tankless | Electric Tankless |
|---|---|---|
| Unit cost | $600β$1,800 | $250β$700 |
| FL install cost | $800β$2,200 | $400β$1,200 |
| FL annual energy cost | ~$220β$350/yr | ~$400β$650/yr |
| Max flow rate | 4β11 GPM | 2β4 GPM |
| Hurricane outage | Works (battery pilot) | No hot water |
| Scale sensitivity | Moderate | Higher (element coils) |
| Lifespan | 20β25 years | 10β15 years |
| Best for | Whole-house | Point-of-use / supplement |
| Item | Low | High |
|---|---|---|
| Gas tankless unit (condensing) | $900 | $1,800 |
| Gas installation labor (FL) | $800 | $2,200 |
| Gas supply line upgrade | $400 | $1,500 |
| Electric tankless unit | $250 | $700 |
| Electric installation (FL) | $400 | $1,200 |
| Panel upgrade (if needed) | $1,200 | $3,500 |
| Water softener (recommended FL) | $800 | $2,500 |
| Scale inhibitor filter | $150 | $400 |
| FL permit (typical) | $75 | $350 |
| Annual descaling service | $125 | $250 |