Find out why your water bill jumped — free tool
💡 Florida average water bill: $70–$120/month. If you're over $175 with normal usage, something's wrong.
🌧️ May–Oct (Wet Season): Irrigation should auto-reduce. Check that rain sensors work — a stuck valve adds $40–$80/mo.
☀️ Nov–Apr (Dry Season): Pool evaporation peaks at ½" per day (~130 gal/mo). Auto-fills can mask slow leaks.
❄️ AC Condensate: FL central AC drains 15–25 gallons/day. Usually recycled — verify your system type.
1. Note your meter reading (take a photo) at midnight or any quiet 2-hour window.
2. Do NOT use any water — no toilets, ice maker, irrigation, dishwasher.
3. Check the meter again after 2 hours.
Any movement = active leak somewhere in your system.
⚠️ Know Before You File
FL homeowners insurance typically DOES cover sudden slab leaks — but does NOT cover slow/gradual leaks. The distinction is critical. Document everything with photos and timestamps the day you discover it. File within 14 days.
FL AOB Reform (FS 627.7152, 2023): Assignment of Benefits contracts in water damage cases are restricted. You must deal directly with your insurer — be cautious of restoration companies asking you to sign AOB documents before your adjuster visits.
Built for Florida homes - accounting for Florida's climate, water conditions, and county permitting.
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On this page, Florida water bill estimates run about $70-$120, depending on home size, materials, and project scope. Use the calculator above for a Florida-specific estimate.
Pricing depends on the size and layout of your home, the materials and fixtures you choose, your Florida region and local labor rates, and permit fees. Work that is more complex or harder to access generally costs more.
In Florida, minor maintenance may be DIY, but anything beyond that generally calls for a licensed plumber, and many jobs require a permit and inspection. When a permit, or your main water or drain lines are involved, hire a Florida-licensed plumber.
It depends on the cause and your specific policy. Sudden, accidental damage is more often covered than gradual wear-and-tear or maintenance - confirm the details with your insurer.
Timelines depend on scope - many routine jobs take a few hours to a day, while larger projects run longer. Your licensed plumber can confirm after assessing your home.
Planning estimate, not a quote — confirm with a licensed Florida plumber. Confidence is qualitative: ranges reflect this page’s Florida assumptions, not a guaranteed price.
Estimates on this page are Florida-specific and reflect Water Bill for typical Florida homes.
From this page: On this page, Florida water bill estimates run about $70-$120, depending on home size, materials, and project scope. Use the calculator above for a Florida-specific estimate.
Your actual cost depends on your home's condition, layout, and local labor and permit rates.
From this page: Pricing depends on the size and layout of your home, the materials and fixtures you choose, your Florida region and local labor rates, and permit fees. Work that is more complex or harder to access generally costs more.
Generally raises cost: harder access, older homes, added permits and inspections, premium fixtures or materials, and emergency or after-hours work.
Generally lowers cost: easy access, bundling several items in one visit, standard fixtures, and off-peak scheduling.
Curated Florida tools and resources related to this page.
Last reviewed: July 1, 2026 (US Eastern)
Reviewed by the FL Plumbing Tools editorial team.
Sources: Florida plumbing cost research and Florida Building Code / local authority-having-jurisdiction (AHJ) permit references.
Florida reference: Estimates and guidance reflect Florida labor rates, permitting, hard water, humidity, and coastal conditions.
Updates: Reviewed periodically and updated as Florida codes, permit fees, and market rates change.